Virtual Currency: Issues and Promise

Virtual Currency: Issues and Promise

English | 2018 | ASIN: B07B662MYR | 108 Pages | PDF | 777.66 KB


Virtual currencies are designed to be an alternative to current payment systems. Better-known virtual currencies include Bitcoin, XRP, and Dogecoin. Often referred to in the industry as "digital currencies," they are a way for people to track, store, and send payments over the Internet, and they may have the potential to make payment processing cheaper or faster. But they are not backed by any government or central bank. In addition, because virtual currency accounts are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, if a virtual currency company fails - and many have - the government will not cover the loss.

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